Tesco Bank Credit Card Account :
Tesco Bank was founded as Tesco Personal Finance in the year 1997, as a British retail bank. Since 2008 it has been totally owned by Tesco Public Limited Company (plc)
The bank was set up as a part of a 50-50 joint endeavor between The Royal Bank of Scotland and Tesco (the largest store in the United Kingdom). Presently, Tesco Bank offers a wide range of Credit Cards, Insurance, Savings, Mortgages, Loans, and Travel Products, and also started its current account operation in June 2014.
In 2016, Tesco Bank was positioned in the third-ranking in the British Bank Awards, with an average of 87.8% consumer satisfaction. The Tesco bank believes that the partners are the core point of their business and they are nothing without them. They love remarkable attributes, backgrounds, and experiences that everyone brings to work. Besides, they are totally devoted to building a complete workspace environment that reflects the splendidly different & diverse communities and customers they serve.
Tesco Bank always assists their clients to manage their money in a little better way consistently. Since 1997, they have already served more than 5 million customers with different ranges of insurance and banking items. One of the main features of Tesco, is they have recognized the significance of building trust among the communities wherein they serve the customers. The bank does the job by supporting nearby local area causes and empowering healthy choices among their associates.
The Bank always focused on the clients and communities they served by giving value to the different qualities that each people brings to work every day and are completely focused on making an assorted and comprehensive working environment. The Tesco Bank consistently has faith in people so they have constructed an environment where everybody has the support and helps to be at their best all through the work. It has always mattered how they cooperate and treat each other as associates. The Tesco Bank needs extraordinary people, who understand and support their clients and assist them to get benefitted from each penny.
How to Activate the Tesco Bank Credit Card :
After you have received your Tesco Bank Credit Card, the simplest way to activate it is through Tesco Bank Mobile Banking Application. Firstly, download the application on your smartphone and get Logged in to your account, then the app will guide you through the activation process to complete.
Alternatively, to activate your credit card over the phone, you can call the Tesco Bank Customer Care Service number at 0345 -300 -4278 and (For Minicom users 0345 -671 -0676). You have to answer a few questions for your verification process and then asked to enter your 16-Digit Credit Card Number so please have it ready by your side. In case if you have registered for Online Banking already then you will be required to enter few selected digits from your Card Security Number (printed on the backside of the card). If you have additional cardholders on the account then this process will activate their cards also automatically.
Registered your Tesco Bank Credit Card:
To Registered for the Tesco Bank Credit Card, follow through the steps below:
- Visit the main official website of Tesco Bank.
- You can also press the link provided by www.tescobank.com.
- Press the “Register” option on the Landing page.
- Then on another webpage, put down your First Name, Surname, Date of Birth (DOB) (DD/ MM/ YYYY), Postcode, Choose the Option (Credit Card), Credit Card Number, etc.
- Lastly, by tapping on the “Next” bar below, to get registered follow the on-screen prompts.
How to Apply Tesco Bank Credit Card:
On the home webpage of the authoritative website of Tesco Bank, go below the page by scrolling down. There you can find the “CREDIT CARDS” option, under ALL PRODUCTS headings. On the page, you can select your Tesco Credit Card as per your need, and Apply for the same.
Please Note: Before you can apply, you have to check your ELIGIBILITY criteria for the Tesco Bank Credit Card, once you get past the tool then you can apply.
Login Into Tesco Bank Credit Card :
To get login for the Tesco Bank Credit Card, go through the below-given guidelines:
- First, go to the official website of Tesco Bank.
- Or by tapping on this link www.tescobank.com, you will be redirected to the official website of Tesco Bank.
- Then, tap on the “Log In” option on the top right of the webpage, or directly go to the www.tescobank.com/sss/auth page.
- Put down your “Username”, on the LOG IN page.
- Now by tapping on the “Log In” button, get access to your online account.
Eligibility Questions for Applying for the Tesco Bank Credit Card:
Before Applying for the Credit Card you need to answer these questions on the official website of Tesco Bank:
- Do you have a minimum yearly income of £5,000?
- Is your age is minimum of 18 years or older?
- Would you be able to stand to repay in any amount, a minimum of £25 each month?
- Do you possess a British Force Post Office address or a resident of the UK?
- Would you be able to affirm that you don’t hold any Tesco Bank Credit Cards right now?
- Can you be able to affirm, that you haven’t applied for a Tesco Bank Foundation Credit Card within the last 30 days or recently?
- Will you just be utilizing this card for personal (not business) purchases?
- Are you only a UK resident and just only possess a tax residency in the United Kingdom?
Various Credit Cards Offered by the Tesco Bank:
There is a variety of range of credit cards to manage your money in a better way. Find the one as per your requirement, that’s works for you the best. The Credit Card offered by Tesco Bank are briefly discussed below:
Tesco Bank Low APR Credit Card:
Benefits and Advantages:
- You will be getting the lowest variable Annual Percentage Rate on your purchases.
- Gather the Tesco Club Card bonus points anywhere you utilize your card, with additionally your normal Tesco Bank points.
- Track or manage your money with easy-to-use Tesco Mobile Banking application and Online banking services.
Rates and Interests for Tesco Bank Low APR Credit Card:
- The charge for variable APR for the representative rate is 9.9%.
- The interest rate on purchases is a variable of 9.9% annually.
- You can have a Credit limit of £1,200.
Also Read : Access your Kohl’s Credit Card
Tesco Bank Foundation Credit Card :
If you are new to the world of credit cards or have a bad credit score rating, if you are looking to improve and rebuilt your overall credit score, Tesco Bank’s Foundation Credit Card can have the solution for you.
Benefits and Interests for Tesco Bank Foundation Credit Card:
- Your starting credit limit will be £200 to £1,500 depending on your creditworthiness.
- You can get the advantages of Monthly repayments starting from just £25.
- If you can manage your account well, your regular optional credit limit will be increased.
- Collect your Tesco Club card points, anywhere you utilize your credit card. You can also track and manage your money with easy-to-use Tesco Mobile Banking application and Online banking services.
Rates and Interests for Tesco Bank Foundation Credit Card:
- The charge for variable APR for the representative rate is 27.5%.
- The interest rate on purchases is variable 27.5% annually.
- You can have a Credit limit of £1,200.
Tesco Bank All Round Credit Card:
If you have got a plan for larger purchases to make and you have got balances on other cards with a high rate of interest. Then the Tesco Bank’s All Round Credit Card could give you the flexibility that you need the most.
Benefits and Advantages:
- You can get the benefit of 0% interest on the transfer of balances, for up to 15 (fifteen) months from your account opening, with the lowest 1.99% transfer fees.
- Also, you can avail of 0% interest on money transfers, for up to 15 (fifteen) months from your account opening date, with a charge of 3.99% fees.
- The Bank may offer you a 0% interest period, of 9 or 12 months instead of depending on your personal circumstances.
- The introductory 0% interest rate on transfer of balances and money transfers valid to any transfers made, from your account opening within the first 90 days. Additionally, transfer your balance up to 95% of your available credit limit.
- The introductory rates can be withdrawn if the bank does not receive your minimum payment on due time and in full. Payment and Direct debits, and due date alerts can be set up via online banking registration after your account has been opened.
- You can gather Tesco Club Card points almost everywhere you use your credit card, in addition to your normal points in Tesco Reward Program.
- Utilizing the easy-to-use Online Banking Services and Mobile Banking App, you can manage your money in a better way.
Tesco Bank Balance Transfer Credit Card :
In any case, if you have got any outstanding balances on other store cards or credit cards and are bound to pay a higher rate of interest, you can save your hard-earned money by simply transferring them. This Tesco Balance Transfer Credit Card has the longest 0% interest period on balance transfers.
Benefits and Advantages:
- You can be charged a 0% interest on your transfer of balances, for up to 22 (twenty-two) months from the date of your account opening, with a 2.99% transfer fee. Based on Tesco Bank’s eligibility check and assessment of your circumstances you may be offered a 0% interest period of 16 or 19 months instead.
- Avail the advantage of 0% interest on money transfers for the first 12 (twelve) months, with 3.99% transfer fees.
- Introductory rates are only offered if Tesco Bank, receives at least your minimum due payment on time every month. You have the facility to set up Direct Debits and Payment Alerts through the Online Banking system.
- You can avail of the benefit of transferring up to 95% of your available credit limit. Any transfers done must be made within 90 (ninety) days of your account opening to get the benefit from the 0% interest rates.
- You can also manage your money with Tesco Mobile Banking App and Online Banking services easily.
Tesco Bank Purchase Credit Card :
In our daily life, some things can’t wait, but the costs for them can. You can get the benefit to help spread the cost of your spending with Tesco Bank’s Purchases Credit Card.
Benefits and Advantages:
- You can avail yourself of the advantage of 0% interest on your regular household and other purchases for up to 18 (eighteen) months from the date of your account opening. Additionally, based on Tesco Bank’s eligibility check and assessment of your position, you may get the benefit of an offer of 0% interest period of 12 or 15 months instead.
- To get the advantage of your welcome rates, you have to pay at least your minimum payment within due time every month. You have the facility to set up Direct Debits and Payment Alerts through the Online Banking system.
- You can gather your Tesco Club Card points almost everywhere, whenever you use your card, in addition to your usual points in the Tesco Reward program.
- You can also track and manage your money with Tesco Mobile Banking App and Online Banking services easily.
Rates and Interests (Applicable to All Round, Balance Transfer, and Purchase Credit Cards):
- The charge for variable APR for the representative rate is 20.9%.
- The interest rate on purchases is variable 20.9% annually.
- You can have a Credit limit of £1,200.
Contact Details:
Tesco Bank (Head Office Address)
2, South Gyle Crescent,
Edinburgh, EH12 9FQ
Tesco Bank Customer Service Centre (Mail Address)
Broadway One, 199 Renfield Street,
Glasgow, G2 3AX
Phone Numbers:
Online Banking and Mobile App Help (Call): 0345 -300 -3511 (Monday to Friday 8 am to 9 pm and Saturday and Sunday 8 am to 6 pm)
For Any Credit Card Queries (Call): 0345 -300 -4278 (Monday to Friday 8 am to 9 pm and Saturday and Sunday 8 am to 6 pm)
To Activate Tesco Bank Credit Card (Call): 0345 -300 -4278 and For Minicom Users: 0345 -671 -0676 (Please Note: You will be asked to put down your 16 digit Card Number)
For Lost and Stolen Credit Card or Any Fraudulent Activity (Call): 0345 -300 -4278 (24 hours a day, 7 days a week)
For Lost and Stolen Credit Card or Any Fraudulent Activity (Call): +44 -1268 -50 -80 -27 (For Overseas Customers)
Credit Card Customer Service (Using a Text Phone – Minicom): 0345 -671 -0676
If you are facing Financial Difficulty (Call): 0345 -301 -4971
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